Franchise Diligence · Free snapshot

Ellie Mental Health Franchise Review (2026)

Cost, Item 19 earnings & fees — from the actual FDD

A private-equity-grade read of the Ellie Mental Health Franchise Disclosure Document — the real cost to open, the earnings picture, and the risks a salesperson has no incentive to mention.

Fitness & WellnessHealth services

Item 19 · average monthly revenue

$68,173/mo

Franchisor-disclosed across 188 reporting units. This is revenue— the full report models what you'd actually keep after every fee.

Diligence risk level

High

Debt-service coverage is thin: mid-cohort DSCR ≈ 0.01 (below 1.25).

Does it fit your capital?

How much can you put toward opening?

The cash you have for the build-out — the one number the whole deal is measured against.

Estimated cost to open (Item 7)your capital ▎

$189,467$445,018

Capital gap to top of range$195,018SBA loan or partner likely

At a glance

System units

249

+43 / −29 last yr

Earnings (Item 19)

Disclosed

6 cohorts

Royalty

—

see fee model in report

What the sales deck won't lead with

Descriptive, FDD-cited disclosures — read them before discovery day.

▲The FDD discloses: Spouses must sign a personal guaranty making them personally liable for all franchise obligations.(Special Risks, p. iv)

▲The FDD discloses: Disputes must be resolved by mediation, arbitration, and/or litigation only in Minnesota.(Special Risks, p. iv)

▲The FDD discloses: Franchisees must pay system fees and marketing fees regardless of sales levels.(Special Risks, p. iv)

Every fee, tripwire and territory term is in the full report

The full report opens

What you'd actually keep — that revenue modeled to profit after royalty, fees and debt service
The full Item 19 breakdown — 6 disclosed cohorts
Financial-health severity grade (Item 21 audit)
Every fee and hidden cost, with page cites
Operational tripwires and territory terms

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Informational only — not legal, financial, or investment advice. Figures are AI-extracted from the Ellie Mental Health FDD and may contain errors; verify every number against the source document and consult a qualified professional before deciding. Your uploads are processed to generate reports, not stored or sold.

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