Franchise Diligence · Free snapshot

Goldfish Swim School Franchise Review (2026)

Cost, Item 19 earnings & fees — from the actual FDD

A private-equity-grade read of the Goldfish Swim School Franchise Disclosure Document — the real cost to open, the earnings picture, and the risks a salesperson has no incentive to mention.

Kids & FamilySwim

Item 19 · average monthly revenue

$166,181/mo

Franchisor-disclosed across 169 reporting units. This is revenue— the full report models what you'd actually keep after every fee.

Disclosed owner-side figure: $46,710/mo (before some owner expenses)

Diligence risk level

High

Capital gap of $2,454,998 is ~10x your liquid — extreme leverage; the deal rests almost entirely on outside capital.

Does it fit your capital?

How much can you put toward opening?

The cash you have for the build-out — the one number the whole deal is measured against.

Estimated cost to open (Item 7)your capital ▎

$1,663,263$3,746,733

Capital gap to top of range$3,496,733SBA loan or partner likely

At a glance

System units

199

+23 / −0 last yr

Earnings (Item 19)

Disclosed

4 cohorts

Royalty

ongoing royalty

What the sales deck won't lead with

Descriptive, FDD-cited disclosures — read them before discovery day.

▲The FDD discloses: Franchisees must pay minimum royalty and marketing fees regardless of sales levels.(Special Risks, p. 5)

▲The FDD discloses: Disputes must be resolved by arbitration or litigation only in Michigan, which may increase costs.(Special Risks, p. 5)

Every fee, tripwire and territory term is in the full report

The full report opens

What you'd actually keep — that revenue modeled to profit after royalty, fees and debt service
The full Item 19 breakdown — 4 disclosed cohorts
Financial-health severity grade (Item 21 audit)
Every fee and hidden cost, with page cites
Operational tripwires and territory terms

Unlock the full Goldfish Swim School report — $199

One-time payment · instant access · secure checkout

Not ready to buy? Get this snapshot + your link.

We'll email you this Goldfish Swim Schoolsnapshot and a link to run your own FDD when you're ready.

Informational only — not legal, financial, or investment advice. Figures are AI-extracted from the Goldfish Swim School FDD and may contain errors; verify every number against the source document and consult a qualified professional before deciding. Your uploads are processed to generate reports, not stored or sold.

Don't have the FDD yet? Under FTC rules the franchisor must give it to you free, at least 14 days before you sign — or look one up on Wisconsin's free registry.